Making homeowner dreams come true.

Get the mortgage you deserve today.

Low Rate. Zero Hassles.

Get Pre-Approved Today

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Mortgages and Financing Made Easy!

Regardless of credit, income, or time in business – we can help get you the financing you need.
1. Apply Online

Use my online form or call me to get started. There's no cost, and the application takes only three minutes.

2. Get Approved

Receive application approval in as little as 24 hours. There is no credit check required.

3. Receive Your Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Our Lending Advantage!

Fast

Lending approvals

Low Rates

Great pricing and industry low fees

98%

Would recommend us

Peace of Mind

Rely on my experience

Find the home loan that works for you!

Helping people with their home mortgage and lending needs is what we do. We work closely with you to determine your exact needs to help provide you with the personalized financing you need.

Need more help? Have a question? Please feel free to contact me and we would be happy to go over things with you.

Testimonial

Client Feedback

Sush K

Atmaram Kubal is wonderful to work with. It’s like having a friend on the “inside” that is working for you. Ram is professional, responsive and goes above and beyond to help his clients. » I...

Jasleen Mangat

Atmaram Has been very consistent and honest. Working with him as a team has always been a great experience. He is very knowledgeable & Provides beneficial information always upgfront to any file s...

Gary Patos

My wife and I had a fantastic experience with Ram. Extremely capable and supportive, he helped through the whole process with ease and a personal touch. We can't thank him enough!

Arezoo Dehghan

We recently used Ram to refinance our house, and he was awesome. Ram is a pure professional and was very responsive throughout the process. We will definitely be recommending him to others in the f...

Spoorthy Dokuparthy

Atmaram did a great job of stepping us through the process of refinancing and keeping us informed. His knowledge of internal banking systems and requirements was really helpful as most of it was a ...